Home Guide Realty Services provides honest and ethical appraisals for Marion County

Home Guide Realty Services upholds the utmost professional ethics

Generally, appraising is a long term career. The rigors of becoming a licensed appraiser have become more difficult than ever before. So it goes without question these days that real estate appraisal can certainly be called a profession rather than a trade. In our field, as with any profession, we are bound by ethical considerations.


The appraiser's chief obligation is to their client. Typically, for a standard residential appraisal, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. Subsequently, appraisers are typically restricted to only disclosing their findings to their clients, so as a homeowner, if you desire to obtain a copy of an appraisal report, you generally should obtain it from your lender instead of the appraiser.

Other obligations include accurate sums appropriate to the nature of the report, acquiring and sustaining an appropriate level of competency and education, and the appraiser must conduct him or herself as a professional. Here at Home Guide Realty Services, we take these ethical responsibilities very seriously.

There are some scenarios in which appraisers will have fiduciary responsibilities to third parties, such as homeowners, both buyers and sellers, or others. Generally the third parties are clearly defined in the appraisal report. An appraiser's fiduciary role is limited to those parties who the appraiser knows, based on the scope of work or other written parameters of the order.

Home Guide Realty Services has worked hard for its track record for producing competent and ethically superior appraisals. To learn more, contact us.


There are also ethical standards that have nothing to do with clients and others. For example, appraisers must keep their work files for at least five years - something else Home Guide Realty Services takes very seriously.


While working on an assignment, we follow the highest ethical standards possible. Doing orders based on contingency fees is never an option. In other words, we don't agree to do an appraisal report and collect the fee only if the loan closes. Anyone should be able to see that inflating a value to achieve what amounts to a bigger paycheck is unethical!

Finally, the Uniform Standards of Professional Appraisal Practice clearly defines a violation in ethics as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We follow these rules to the letter which means you can be at ease knowing we are doing everything we can to get you an accurate home or property value.

When you order an appraisal from Home Guide Realty Services, we'll make sure you're getting the professional service you expect along with the high ethical standards we're known for.